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Managing Cyber Insurance Accumulation Risk

This report sets out a complete framework for the assessment and understanding of cyber insurance accumulation risk management. It presents the key concepts in RMS Cyber Accumulation Management System, a software system for exposure reporting and scenario analytics. 

Overview

The development of this framework has been supported by a group of forward-thinking insurance companies whose representatives have worked with the research and development teams of RMS. and the University of Cambridge Centre for Risk Studies to tackle the complex problem of cyber accumulation. The teams have worked together to combine insurance market knowledge with specialist cyber research to address this problem. 

The starting point of the framework is a review of the current cyber insurance market, to identify a practical approach to tracking the coverages and product components that are being offered across the market.