A thought leadership series on the future of finance and regulation
From breakthrough innovations to regulatory rethinks, this series features long- and short-form pieces by CCAF staff, fellows, and research affiliates – writing in a personal capacity.
Articles explore the fast-evolving intersections of financial innovation, market structure, policy and regulation, and the shifting systems that connect them. Views expressed are those of the authors and do not necessarily reflect those of the Cambridge Centre for Alternative Finance.
Explore the series
This article, by Pavle Avramovic, Gabriella Gebri and Aishwarya Viswanathan, examines the governance challenges shaping the next generation of digital identity systems. Based on cross-regulatory dialogues in Uganda and Ethiopia, it explores how stronger coordination, interoperability, and trust can unlock the full potential of digital identity and e-KYC across sectors.
Research centre news
New global survey maps e-KYC and digital ID adoption
Financial Innovation for Impact (Fii) in collaboration with the Cambridge Centre for Alternative Finance (CCAF), has launched the Global e-KYC Landscape Study. It captures intersecting perspectives of public authorities, regulators and supervisors, and industry (fintechs, banks, other financial institutions and digital ID service providers) via 2 parallel surveys. The resulting insights will provide a holistic view of e-KYC landscape and adoption dynamics today.
Finance and accounting
Integrated digital finance regulation: lessons from Kigali
Fragmentation between data protection and financial regulatory frameworks is increasing compliance burdens and slowing the development of safe, data-driven financial services. Learn what joined-up oversight would look like in practice.
Finance and accounting
Where AI meets blockchain: assets, agents and blind spots
An analysis of AI and blockchain convergence, covering compute infrastructure, crypto assets, autonomous agents and emerging policy challenges by Wenbin Wu, Research Associate at the Cambridge Centre for Alternative Finance.
Finance and accounting
Crypto privacy after sanctions – the return of coin mixers
Crypto mixers are back but different, say Wenbin Wu and Keith Bear from the Cambridge Centre for Alternative Finance (CCAF), Cambridge Judge Business School. After 2022 sanctions scattered the market, compliant privacy protocols now dominate.
Industry leaders face a choice: act now or risk the integrity of blockchain-based markets and digital currencies, says Wenbin Wu, Research Associate at the Cambridge Centre for Alternative Finance (CCAF), Cambridge Judge Business School. Here we reveal regulators’ and policymakers’ bridging roles for quantum-resilient blockchains, and the importance of collaboration by technologists, economists, and regulators in the quantum age of financial technology.