Regulatory and policy impact and citations

The Government of the Bahamas (2020) The Digital Assets and Registered Exchanges Bill, 2020

Bank for International Settlements – Bank of England – Centre for Economic Policy Research (2020) Workshop on “Financial innovation: implications for competition, regulation and monetary policy”

Ministry of Finance, Japan (2020) An Overview of Online Alternative Finance: Public Policy Review, Vol.16, No. 4 [p.5/6/18]

Bank of England (2020) The impact of Covid on machine learning and data science in UK banking – Quarterly Bulletin 2020 Q4

World Bank (2020) Promoting Digital and Innovative SME Financing [p. vi/23-25/30-33/48-58/103-104]

Inter-American Development Bank (2020) Reporte Global de Benchmarking para Crowdfunding y Finanzas Alternativas: Una Visón Para América Latina y el Caribe

IFC Report No 10 (2020) Central banks and fintech data issues [p. 3/23]

IMF (2020) Filling the Gap: Digital Credit and Financial Inclusion [p. 2/4/7/29]

Bank for International Settlements (2020) The economic forces driving fintech adoption across countries [p. 3/4/7/11]

IFC Report No 12 (2020) Towards monitoring financial innovation in central bank statistics [p. iv/4/16/46/125]

Parliament of Australia (2020) Select Committee on Financial Technology and Regulatory Technology – Interim Report [p. 10/11/112]

CBI (2020) Reimagining regulation – Creating a framework fit for the future [p. 42]

Asian Development Bank Institute (2020) Macroeconomic Stabilization in the Digital Age [p. x/71/84]

Bank for International Settlements (2020) The dawn of fintech in Latin America: landscape, prospects and challenges [p. 31]

IMF (2020) FinTech in Europe: Promises and Threats WP/20/241 [p. 9-10/20/34-35]

European Parliament (2020) Regulatory Sandboxes and Innovation Hubs for FinTech: Impact on Innovation, Financial Stability and Supervisory Convergence [p. 5/20/24/56]

Financial Stability Board (2020) BigTech Firms in Finance in Emerging Market and Developing Economies: Market developments and potential financial stability implications [p. 9]

IMF (2020) Malaysia: Selected Issues; IMF Country Report No. 20/58 [p. 21]

OECD (2020) Taxing Virtual Currencies: An Overview of Tax Treatments and Emerging Tax Policy Issues [p. 9/12/17/46-47/53/59]

Bank for International Settlement (2020) Fintech and big tech credit: a new database [p. 2/4/6/14/26/27]

FSD Africa (2020) FinTech and Regulation: Thinking outside the (sand)box

Financial Stability Board (2020) Regulating fintech financing: digital banks and fintech platforms [p.4/5/34/35]

OECD (2020) Alternative Financing Instruments for ASEAN SMEs [p. 92-100/108-112/148-149/162]

IMF (2020) The Promise of Fintech: Financial Inclusion in the Post COVID-19 Era [p. v/vii/50/67]

Bank for International Settlements (2020) Leveraging technology to support supervision: challenges and collaborative solutions [p. 4]

Asian Development Bank Institute (2019) Regulating FinTech: Objectives, Principles and Practices [p. 6/7/8/9]

Bank of Greece (2019) A new European landscape towards a unified credit market and the role of the credit bureau

World Economic Forum (2019) As Big Tech gets into banking, these are the risks to watch out for

Financial Stability Board (2019) Global Monitoring Report on Non-Bank Financial Intermediation 2018 [p. 68]

Bank of France (2019) Financial regulation and supervision issues raised by the impact of tech firms on financial services [p. 6]

Deutsche Bundesbank (2019) Digitalization, competition and financial stability [p. 11]

HM Government UK (2019) Cambridge Centre for Alternative Finance launches collaboration network in Chile

IMF – Asia and Pacific Department (2019) Strategy for Fintech Applications in the Pacific Island Countries [p. 53]

OECD (2019) Cryptoassets in Asia: Consumer attitudes, behaviours and experiences [p. 43-44]

World Bank (2019) Regulating Alternative Finance: Results From a Global Regulator Survey

Financial Stability Board (2019) BigTech in Finance: Market developments and potential financial stability implications [p. 13]

Central Bank of the Republic of Turkey (2019) Financial Stability Report, Volume 28 [p. 17]

Asian Development Bank Institute (2019) Optimal Regulation of P2P Lending for Small and Medium-Sized Enterprises [p. 2/6/12]

Nigeria SEC (2019) Report of the FinTech Roadmap Committee of the Nigerian Capital Market [p.13/14/52]

SUERF (2019) Towards a European Governance Framework for Cryptoassets [p. 3]

Financial Stability Board (2019) Evaluation of the effects of financial regulatory reforms on small and medium-sized enterprises: Consultative document [p. 17]

OECD (2019) Global Blockchain Policy Forum: The Policy Environment for Blockchain Innovation and Adoption

FCA UK (2019) FCA proposes ban on sale of crypto-derivatives to retail consumers

World Bank (2019) Keeping pace with alternative finance

Financial Stability Board (2019) FinTech and market structure in financial services: Market developments and potential financial stability implications [p. 24-25]

European Commission (2019) Creating a more competitive and innovative financial market

Institution of Civil Engineers (2019) ICE reponse to HM Treasury and the Infrastructure and Projects Authority consultation: Infrastructure Finance Review [p.7]

Bank for International Settlements (2019) Central banking and innovation: partners in the quest for financial inclusion [p. 7]

Deutsche Bundesbank (2019) Gathering Fintech Data Outside Statistical Departments: Summary of the IFC WG stock-taking exercise [p.10]

Financial Stability Board (2019) Decentralised financial technologies: Report on financial stability, regulatory and governance implications [p.15-19]

UNSGSA (2019) Early Lessons on Regulatory Innovations to Enable Inclusive FinTech: Innovation Offices, Regulatory Sandboxes, and Reg

British Business Bank (2019) Small Business Finance Markets Report 18/19 [p.83]

International Finance Corporation – World Bank (2019) Blockchain: opportunities for Private Enterprises in Emerging Markets [p.36,54]

European Commission (2018) Banking and Finance Newsletter: Crowdfunding

Bank for International Settlements, (2018) Defining and measuring fintech credit

House of Commons Treasury Committee, (2018) Government and Financial Conduct Authority Responses to the Committee’s Twenty-Fourth Report: SME Finance [p. 1/8]

Bank for International Settlements (2018) Fintech credit markets around the world: size, drivers and policy issues [p.31-32, 34-38, 40, 46]

National Crowdfunding & Fintech Association, Canada (2018) Cambridge Centre for Alternative Finance Launches Global Research to Provide the Most Comprehensive Research on Fintech Available Today

HM Treasury, UK (2018) Explanatory Memorandum on European Union Legislation [p.1]

House of Commons, Treasury Committee (2018) SME Finance Twenty-Fourth Report of Session 2017–19

Oesterreichische Nationalbank, Austria (2018) A primer on peer-to-peer lending: immediate financial intermediation in practice [p.37-39, 48, 50]

United States Agency for International Development (2018) Primer On Blockchain [p.13, 19, 21]

Federal Reserve Bank of Atlanta, Center for Financial Innovation and Stability (2018) Consumer Credit, Blockchains, and Machine Learning

Federal Reserve Bank of Philadelphia (2018) The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the Lending Club Consumer Platform

Federal Reserve Bank of Philadelphia (2018) Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks?

United Nations Economic and Social Commission for Asia and the Pacific (2018) Potential of financial technology in East and North-East Asia [p.1-2]

United Nations Economic and Social Commission for Asia and the Pacific (2018) Financing for development in Asia and the Pacific [p.19, 44]

World Bank (2018) Crowdfunding’s Potential in The Caribbean A Preliminary Assessment [p.7, 19, 31, 33, 117-118]

World Bank (2018) Crowdfunding Has Potential for the Caribbean – Under the Right Conditions

ASEAN (2018) Handbook for MSME Access to Alternative Sources of Finance in ASEAN [p.14, 72]

UNSGSA (2018) Seizing Fintech’s Potential for Financial Inclusion

OECD (2018) Recent Trends in SME and Entrepreneurship Finance [p.58-59]

OECD (2018) Regulatory Framework for the Loan-Based Crowdfunding Platforms [p.12-13, 16-19, 27, 41]

OECD (2018) Blockchain Technology and Corporate Governance [p.12-13, 30]

Bank of Finland (2018) Crowdfunding and peer-to-peer lending

ADBI-Bank of Thailand Conference on Innovative Finance for Future Growth (2018) Trends in P2P Consumer Lending

CMVM-I Conference of Crowdfunding (2018) Alternative Finance Market Data

Alliance for Financial Inclusion (2018) Arab policymakers and regulators, AMF, GIZ, AFI, World Bank Group to launch FinTech Symposium and Arab FinTech Agenda

OECD (2018) Workshop on Digital Financial Assets: Opportunities and Challenges

OECD, Greg Medcraft, Director, Financial & Enterprise Affairs (2018) The Global Forces Shaping Finance – Keynote address by Greg Medcraft

British Embassy Santiago and Department for International Trade Chile (2018) UK Cambridge fintech experts visit Chile to share regulatory expertise

OECD, (2017) Boosting Productivity in Switzerland; Economics Department Working Papers No. 1443 [p. 48]

World Bank, (2017) Crowdfunding’s Potential in The Caribbean: A Preliminary Assessment [p.6-7/19/31-33/117-118]

Federal Reserve – USA (2017) Report to the Congress on the Availability of Credit to Small Businesses [p.49]

Financial Stability Board-BIS (2017) Regulatory and Supervisory Issues from FinTech

Reserve Bank of Australia (2017) The Availability of Business Finance

Governor of the Central Bank of Chile (2017) FinTech and the Future of Central Banking: A Latin American Perspective

Financial Stability Board-BIS (2017) FinTech credit – Market structure, business models and financial stability implications [p.6-10, 16, 18-19, 21, 41-42]

Federal Reserve Bank of San Francisco (2017) Asia’s Fintech Revolution

SEACEN (2017) Policy Summit on Shadow Banking and its Financial Stability Implications

FSD Africa (2017) Enterprise Finance in Africa: Learning from New Trends Opportunities and Challenges in Europe and the United States

Australian Government, Treasury (2017) Australia grows to become Asia-Pacific’s second largest alternative finance market

IFC, SME Finance Forum (2017) Africa and Middle East Alternative Finance Benchmarking Report

The International Organisation of Securities Commissions (IOSCO) (2017) Research Report on Financial Technologies (Fintech) [p.10, 12, 14, 16, 67]

BEUC, The European Consumer Organisation (2017) The Never-Ending European Credit Data Mess [p.74]

European Investment Bank Institute (2017) Alternative Finance Forum: Fintech, Social Finance and More

Bank of Israel (2017) What is Marketplace Lending? How is it Different from Banks?

Bank of Israel (2017) annual Report – The Private Sector’s Financial Assets and Liabilities [p.141-142, 146]

Alliance for Financial Inclusion (2017) Sharing AFI’s lessons on FinTech and de-risking through peer-learning in the Caribbean

IMF (2017)  Linkages between Financial Services and Economic Activity in Rwanda [p.15]

OECD (2017) Reviving Productive Investment in Estonia [p.23]

Institute for Public Policy Research (2017) Report: Equitable equity: Increasing and diversifying finance for high-growth SMEs in the UK’s regions [p.25, 26, 50, 53]

Mark Carney, Bank of England (2017) The promise of FinTech – something new under the sun?

HM Treasury, UK (2015)  ISA qualifying investments: consultation on whether to include investment-based crowdfunding

The International Organisation of Securities Commissions (IOSCO) (2015) Crowdfunding (2015 survey responses report)

Working Party No.2 on Competition & Regulation, OECD (2015) Hearing on disruptive innovation in the financial sector [p.9]

Italian Ministry of Economic Development (2015) Annual report on innovative startups and SMEs [p.97, 104]

European Institute of Financial Regulation (2015) Moving mainstream – the European alternative finance benchmarking report

Department for Business Innovation and Skills, UK (2015) Small business investment: equity tracker

European Commission (2015) The European Crowdfunding Stakeholder Forum

FCA, UK (2015) A review of the regulatory regime for crowdfunding and the promotion of non-readily realizable securities by other media [p.3-5, 8]

British Business Bank (2015) Small business finance markets 2014 [p.54]

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