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Gaps in financial citizenship

Despite its name, 'inclusive finance' institutionalises uneven access to finance for poor citizens in Pakistan and elsewhere in the Global South, says a new study by Dr Juvaria Jafri, Research Associate at the Centre for Strategic Philanthropy at Cambridge Judge…

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A twenty Pakistani rupee bank note with a pile of one rupee coins.

A natural industriousness?

To make an impact on policy, you need to get your hands dirty, as Dr Kamal Munir, author of Pakistan's industrial policy, explains. Having an impact on politics while remaining independent of it is a challenge for any academic interested…

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2015 thinkers munir natural 883x432 1

Dr Muhammad Amjad Saqib, Akhuwat: Banks took away what was beautiful about the microfinance movement

Dr Muhammad Amjad Saqib, Executive Director and Founder of Pakistan's first and largest interest-free microfinance organisation, Akhuwat, says the 'beauty' of the whole microfinance movement disappeared as the banks moved in. Now the state should intervene with a code of…

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2013 video saqib microfinance

Microfinance under the microscope

How 'collective help' became 'collective debt' and the unintended consequences that followed The Microfinance Industry (MFI) has changed dramatically since it was hailed by world leaders like Bill Clinton and Tony Blair as the way to eliminate poverty. It is…

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Kamal Munir.