Localvest helps small businesses obtain lower-cost financing than traditional banks by issuing gifts as interest to their loyal customers. Leveraging our proprietary algorithm, online platform and social media, we empower small businesses to source investments from their customers and in return, offer them with high value-for-money interests in gifts and services. At the end of the lending term, the full amount of the principal will be returned to the investors. We make money by charging a fee from the successful deal amounts