TAJI Finance

TAJI Finance provides loans to saving groups and individuals in saving groups. Using groups and individuals history of borrowing and return behaviour TAJI determines credit worthiness and gives 90 day loans at less that 10% interest rate. Individuals in the group first qualify by having returned two loans successfully within their group. Group social cohesion and want to keep this credit line open is what makes TAJI Finance a success as typical banks interest rate would not lend to microbusinesses and when they do, require collateral and would lend at a rate of 25% and upwards