Fintech & Regulatory Innovation is delivered over eight weeks and requires participants to study for five to six hours each week.
The introductory week provides an overview of the key transformative technologies used in the financial sector, including machine learning, natural language processing, APIs, QR codes, cloud computing, DLT and others. In each subsequent week, a fintech sector will be covered with a focus on the defining characteristics of different business model, to equip regulators with an understanding of the fundamentals of each.
Following the assessment of each fintech sector, a range of regulatory responses are worked through including regulatory sandboxes, innovation offices, regulatory and supervisory technologies, regulatory reform and international cooperation.
The course is delivered via tutor groups, interactive online lectures, and online readings and exercises. Participants work closely with their colleagues from other regulatory organisations and receive personal support from their tutor.
- Welcome and Orientation
- Module 1: Fintech Innovation and Regulation
- Module 2: Deconstructing Banking
- Module 3: Open Finance and Digitising Payments
- Module 4: Digital Assets
- Module 5: Digital Lending and Capital Raising
- Module 6: Regulatory Innovation and Tech Responses
- Capstone Project Presentations
I am very delighted that I have had the opportunity to attend the Cambridge FinTech and Regulatory Innovation programme (CFTRI) which I would highly recommend for financial regulator officials interested in developing high- quality project proposals to take back to their institutions and for all policymaker employees interested in expanding their knowledge regarding FinTech and related issues. I am assured that the learning opportunities that the CFTRI programme provides will be of great benefit for anybody working in the financial sector, especially bearing in mind CFTRI’s programme structure and topics, as well as its widely appreciated tutors. I consider that well-drafted and detailed regulations in the FinTech area and their proper application, as well as mitigation of risks in relation to digital technologies are the prerequisites for the development of financial and capital markets in any country and for the appropriate protection of market participants. Therefore, it is of crucial importance for regulators to properly understand innovative FinTech opportunities, and I am certain that this programme will provide them the necessary tools to expand their knowledge in this area.